Want the right insurance for your business? You’ve come to the right place.
We work smarter to get you more bang for your buck, and we partner with underwriters that won’t get cold feet as you grow.
The best way for smaller firms to compete for top talent is to offer an attractive health and benefits package. At Barbara C. Oberman Insurance Services we offer you a multitude of small group health insurance plans and other benefits that can be tailored to meet your coverage and budget needs. We provide options that are affordable and designed to keep your employees healthy while helping you reach your business goals.
As a small business owner knowing what insurance coverage you need for your startup business can be challenging. Startups have different needs than established businesses and require risk management that adapts as your business grows. For most businesses, even young ones, business insurance should be considered as essential to your survival. Some types of insurance are required by law. Other coverages may be required by your business associates or investors. But business insurance is essential for protecting your investment and your employees.
Things to Consider
These are the primary business insurance coverages you’ll need to consider as a start-up. Some may not apply, or may be less important, depending on your type of business and how it’s structured:
- General liability insurance
- Cyber liability insurance
- Property insurance
- Workers’ compensation insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Management and professional liability insurance
- Business income insurance, also known as business interruption or continuation insurance
- Health Insurance
We’re excited to learn more about your business and help you grow!
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