BARBARA C. OBERMAN INSURANCE SERVICES, INC
Barbara C. Oberman Insurance Services is a full service insurance brokerage firm specializing in small to mid-size companies. We offer employee benefits packages tailored for your workforce and your budget as well as commercial insurance products to protect your business's financial future. All of this with personal service and customized solutions. We take the time to understand your business. Our focus is on you!
From startups to fast growth to established companies we have the products and services that you need. We make a complex process simple and work hand in hand to help your business flourish.
We are dedicated to understanding each business or organization. Our focus is meeting your unique needs!
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We provide answers to your questions in a comfortable, no-pressure enviroment.
There is much confusion as to just what effect the President’s executive order on healthcare will have on business. Much is being said about the potential effects on individuals but the media isn’t saying much about the impact on business. Some of you may be cheering over the President’s order, and some of you may believe we are like Thelma and Louise driving over the cliff. Last Thursday morning the President signed an executive order that could remove requirements for basic benefits that are a part of the Affordable Care Act. He also proposes to give small businesses more health insurance options with the use of “association plans” to negotiate better deals for health insurance. Business groups hailed the move saying it will lower costs, increase competition and provide more options. Others believe it is potentially devastating. What does this mean for your business? Here’s the good news. Your insurance costs could go down if you decide to buy an association health plan. That sounds like a good financial decision, a great idea, it’s about time for lower health care costs, isn’t it? But are you ready for the skimpier plans with fewer benefits and higher deductibles that will accompany the lower costs? These plans may not have prescription coverage, maternity care or hospital care included. They could be offered by nationwide associations and be sold across state lines. While much depends on how the regulations are written the executive order potentially allows plans to skirt health care reform regulations…Read More