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BARBARA C. OBERMAN INSURANCE SERVICES, INC

OVERVIEW

Welcome!

Barbara C. Oberman Insurance Services is a full service insurance brokerage firm specializing in small to mid-size companies.    We offer employee benefits packages tailored for your workforce and your budget as well as commercial insurance products to protect your business's financial future.   All of this with personal service and customized solutions.  We take the time to understand your business.  Our focus is on you!

From startups to fast growth to established companies we have the products and services that you need.   We make a complex process simple and work hand in hand to help your business flourish.

We are dedicated to understanding each business or organization.  Our focus is meeting your unique needs!

Are You a Startup?

Let us find the right insurance for your business.

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Health & Benefits Consulting

We aggressively market your plan to provide options to enable you to make the best decisions for your company. 

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HR & Technology Solutions

We offer you modern technology to streamline HR administration.

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Compliance

We keep you informed and help stay compliant with the ACA, State and Federal regulations. 

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Business Insurance Services

We offer a wide array of products and services.

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Long-Term Care Insurance

We help you protect your savings from the healthcare costs not covered by medical insurance.

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Time to Expect More from Your Benefits Agent.

Experience

Service

Results

Schedule a Consultation Now!

We provide answers to your questions in a comfortable, no-pressure enviroment.

< 2018 >
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  • PIHRA Woodland Hills – How the Secret Power of Trust Can Change Your Organization
    7:30 am-9:30 am
    02-01-18

    21150 Dumetz Road Woodland Hills, California 91364

    21150 Dumetz Road Woodland Hills, California 91364

    How the Secret Power of Trust Can Change Your Organization

    One of the most important functions of an HR professional is to be trusted by senior management and by the rank-and-file employees to not only avoid unnecessary litigation but to ensure that the people side of the organization is operating at optimal levels. In today’s era of constant change, chaos, complexity, and crisis, the ability to establish a culture of trust is more important than ever.

    Learning Objectives:

    Why creating a culture of trust in your organization is your best competitive advantage
    Understanding the essential building blocks for creating a culture of trust at work
    The 10 essential laws of Right and Wrong to create a culture of trust in any organization

    Program Agenda
    7:30am – 7:55am – Registration
    7:55am – 8:10am – Welcome/Announcements
    8:10am – 9:25am – Speaker
    9:25am – 9:30am – Closing

    Speaker

     

    Linnea Bernard McCord, JD, MBA, Pepperdine University

    Dr. Linnea B. McCord is an associate professor of business law at the Graziadio School of School of Business and Management of Pepperdine University. She practiced law for many years prior to entering the academic environment, including private practice and as the General Counsel of a division of a high-technology Global Fortune 500 multinational corporation, headquartered in New York and Paris. She is a recognized expert on ethics and business law topics and has been a frequent media commentator on these issues, including The New York Times, The Wall Street Journal, the Orange County Register, the Ventura County Star, the Los Angeles Business Journal, KNX, KFWB and KPCC radio stations, KABC TV and Bloomberg Television.

    Certifications
    This program has been approved for 1.25 Professional Development Credits (PDCs), towards SHRM-CP and SHRM-SCP, through the Society for Human Resource Management (SHRM).
    This program has been approved for 1.25 HR (General) recertification credit hours through the HR Certification Institute (HRCI). For more information about certification or recertification, please visit the HR Certification Institute homepage at www.hrci.org.

    The use of this seal confirms that this activity has met HR Certification Institute’s® (HRCI®) criteria for recertification credit pre-approval.

    Registration Rates
    Category Pre-Registration Onsite
    PIHRA Member $25 $35
    Guest/Nonmember $40 $50
    PIHRA Student Member $15 $25
    Online registration closes on Monday, January 29, 2018 at 8 PM. Registrations after this date will only be taken onsite.

    Use link above to register

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  • LightGabler Seminar (Oxnard) – Your Employee Handbook
    7:30 am-9:00 am
    02-13-18

    Your Employee Handbook: 

     

    A Guide to Legal Compliance, or a Roadmap to Litigation?

     

    Does your handbook help you or hurt you?

    A strategically-sound and legally-compliant employee handbook is arguably the most critical document employers can implement to protect a California workplace. To provide the greatest source of information to employees, along with the best protection for employers, employee handbooks should be updated annually to incorporate new legislation and recent case law, as well as strategic provisions designed to protect the company from employee claims.

     

    In this informative seminar, employment law attorney Karen L. Gabler will review the most important updates to your employee policies for 2018. Topics will include the following:

    • New language on meal breaks and rest periods
    • Expanded protected categories
    • Mandatory changes to the harassment policy
    • New Parental Leave
    • FMLA/CFRA revisions
    • The employee classification gap
    • Personal communication devices
    • Technology:  the employer’s nemesis
    • Remembering exempt employees
    • Excused and unexcused absences
    • PTO policies vs. vacation and sick leave policies
    • Day of rest requirements
    • Payroll options (and prohibitions)
    • Local city ordinances
    • Mandatory trade secret language
    • Employee tracking and monitoring
    • Social media issues
    • New hazard communication policies
    • New policy language for substance abuse issues
    • Pet policies
    • Fragrance and scented products
    • Common handbook pitfalls
    • Critical handbook attachments
    • When should you update your handbook?
    • When do you need to translate your handbook?
    • Rolling out the new handbook
    • What if my employee won’t sign it?

    OFFERED AT TWO LOCATIONS!
    Note: Due to the popularity of this program and space limitations, attendance is limited to no more than four people per company.

     

    OXNARD:

    DATE: Tuesday, February 13, 2018

    TIME:  7:30 am – 9:00 am (continental breakfast will be served)

    LOCATION: Oxnard Courtyard Marriott, 600 Esplanade Drive, Oxnard, CA 93036

    COST: No Charge; RSVP is Required

    PRESENTER: Karen L. Gabler, Employment Attorney

    REGISTRATION: CLICK HERE TO REGISTER

    SIMI VALLEY:

    DATE: Tuesday, February 27, 2018

    TIME: 7:30 am – 9:00 am (continental breakfast will be served)

    LOCATION: Best Western Posada Royale, 1775 Madera Road, Simi Valley, CA 93065

    COST: No Charge; RSVP is Required

    PRESENTER: Karen L. Gabler, Employment Attorney

    REGISTRATION: CLICK HERE TO REGISTER

     

     

    LEGALLY-COMPLIANT AND STRATEGICALLY-SOUND EMPLOYEE HANDBOOKS:  

    A MUST-HAVE FOR CALIFORNIA EMPLOYERS!

     

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  • PIHRA (Camarillo) -Leading with Vision
    7:30 am-9:30 am
    02-15-18

    999 Crestview Ave Camarillo, California 93010

    999 Crestview Ave Camarillo, California 93010

    Leading with Vision: The Leader’s Blueprint for Creating a Compelling Vision and Engaging the Workforce

     

    Today’s workforce, especially the young talent and motivated minds, want to be intellectually stimulated and emotionally engaged. This requires a new approach to leadership. Research shows that the number one skill leaders need today is the ability to create a compelling vision and engage others around it.

    This dynamic and interactive presentation will uncover the quest for leaders to create an inspiring, high-performing culture in which people are compelled to go to work.

    Key concepts and Benefits

    • Understand the significance and impact of “leading with a compelling vision”
    • Learn the four qualities for visionary leadership
    • Unlock the power of vision to unleash collective intelligence and creativity
    • Enlist commitment for leaders to create positive lasting change for themselves and their teams
    • Know how to shape a culture of accountability and high-performance

     

    Program Agenda

    7:30am – 8:00am – Registration and Networking
    8:00am – 9:30am – Meeting

     

    Speaker

     

    Simon Vetter, Stand Out International, Inc.

    Simon Vetter, CEO of Stand Out International, is a behavioral change expert, working with managers to create lasting transformation for themselves, their teams and their organization. With over 24 years of experience in leadership development, executive coaching and management training, he specializes in designing and implementing development programs to increase performance, and build capabilities and succession of leadership talent.

    Clients he has served: Bosch, Daimler, Dell, Microsoft, Qualcomm, Siemens, Toyota, etc. Because of his European and American background, Simon is able to bring a rich perspective on how successful executives operate in a global, cross-cultural business environment.

     

     

    Certifications

    This program has been approved for 1.25 Professional Development Credits (PDCs), towards SHRM-CP and SHRM-SCP, through the Society for Human Resource Management (SHRM).
    This program has been submitted to the HR Certification Institute (HRCI) for review.

    The use of this seal is not an endorsement by the HR Certification Institute of the quality of the program. It means that this program has met the HR Certification Institute’s criteria to be pre-approved for recertification credit.


    Registration Rates

    CategoryPre-RegistrationOnsite
    PIHRA Member$25$35
    Guest/Nonmember$40$50
    PIHRA Member In-Transition$19$29
    PIHRA Student Member$19$29

    Online registration closes on Wednesday, February 14, 2018 at 12:00pm. Registrations after this date will only be taken onsite. You may register now via online and pay with a credit card, or RSVP and pay at the door.

     

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  • LightGabler Seminar (Simi Valley) – Your Employee Handbook
    7:30 am-9:00 am
    02-27-18

    Your Employee Handbook: 

     

    A Guide to Legal Compliance, or a Roadmap to Litigation?

     

    Does your handbook help you or hurt you?

    A strategically-sound and legally-compliant employee handbook is arguably the most critical document employers can implement to protect a California workplace. To provide the greatest source of information to employees, along with the best protection for employers, employee handbooks should be updated annually to incorporate new legislation and recent case law, as well as strategic provisions designed to protect the company from employee claims.

     

    In this informative seminar, employment law attorney Karen L. Gabler will review the most important updates to your employee policies for 2018. Topics will include the following:

    • New language on meal breaks and rest periods
    • Expanded protected categories
    • Mandatory changes to the harassment policy
    • New Parental Leave
    • FMLA/CFRA revisions
    • The employee classification gap
    • Personal communication devices
    • Technology:  the employer’s nemesis
    • Remembering exempt employees
    • Excused and unexcused absences
    • PTO policies vs. vacation and sick leave policies
    • Day of rest requirements
    • Payroll options (and prohibitions)
    • Local city ordinances
    • Mandatory trade secret language
    • Employee tracking and monitoring
    • Social media issues
    • New hazard communication policies
    • New policy language for substance abuse issues
    • Pet policies
    • Fragrance and scented products
    • Common handbook pitfalls
    • Critical handbook attachments
    • When should you update your handbook?
    • When do you need to translate your handbook?
    • Rolling out the new handbook
    • What if my employee won’t sign it?

    OFFERED AT TWO LOCATIONS!
    Note: Due to the popularity of this program and space limitations, attendance is limited to no more than four people per company.

     

    OXNARD:

    DATE: Tuesday, February 13, 2018

    TIME:  7:30 am – 9:00 am (continental breakfast will be served)

    LOCATION: Oxnard Courtyard Marriott, 600 Esplanade Drive, Oxnard, CA 93036

    COST: No Charge; RSVP is Required

    PRESENTER: Karen L. Gabler, Employment Attorney

    REGISTRATION: CLICK HERE TO REGISTER

    SIMI VALLEY:

    DATE: Tuesday, February 27, 2018

    TIME: 7:30 am – 9:00 am (continental breakfast will be served)

    LOCATION: Best Western Posada Royale, 1775 Madera Road, Simi Valley, CA 93065

    COST: No Charge; RSVP is Required

    PRESENTER: Karen L. Gabler, Employment Attorney

    REGISTRATION: CLICK HERE TO REGISTER

     

     

    LEGALLY-COMPLIANT AND STRATEGICALLY-SOUND EMPLOYEE HANDBOOKS:  

    A MUST-HAVE FOR CALIFORNIA EMPLOYERS!

     

28
March
March
March

How Long-Term Care Insurance Helped My Mom

By Barbara Oberman | February 2, 2018

Long-Term care Insurance has been on my mind a lot lately. It’s been a financial life saver for my mother so I want to share a bit of her story with you in the hope that it will help you. I am sure some of you Baby Boomers will relate. It all started more than four years ago. My Mom started falling on an almost a weekly basis. I could count on a phone call from the Kaiser emergency room on Saturday afternoons. She always thought there was something she could do differently to prevent falling. After years of balance classes at the YMCA it was hard for her to accept that her balance was so bad. She still has difficulty accepting it. After multiple falls, and injuries, she reluctantly agreed to have a care giver in her home. Despite excellent care, the falls continued. As a result, we had to move mom to a residential care facility for her safety, as well as to take care of her basic needs (referred to by Long-term care carriers as activities of daily living or ADLs) including bathing, dressing and managing her medication. After living a very active life filled with family, friends, travel, and hobbies, she could no longer care for herself. Being fiercely independent, she balked every step of the way, preferring to take care of herself. Sadly, she can no longer do even the most basic ADLs. After a year at a residential care facility she was diagnosed with…

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How to Save Money on Your Workers’ Compensation Insurance

By Barbara Oberman | November 21, 2017

Many business owners feel powerless to reduce their workers’ compensation costs. There is no need to feel frustrated; there is something you can do about it! Listed below are six things a business owner can implement to reduce their claim activity. Here are some money saving tips from the California Department of Industrial Relations and the experts at the Comp Monitor:   1. Develop or renew your safety program Everyone wants to work in a safe work environment but we don’t always know how to do it. In California employers are required to have an Illness Injury & Prevention Program (IIPP). Creating an IIPP doesn’t have to be expensive. The Department of Industrial Relations has an e-tool to help you develop your program or you can ask your insurance carrier. To find the e-tool go to www.dir.ca.gov/dosh/etools/09-031/index.htm There are many benefits to an effective IIPP program including improved workplace safety and health, better morale, increased productivity, and reduced costs of doing business. For your IIPP to be effective you must fully put it into practice in your workplace.   2. Provide employee training Many workers’ compensation injuries come from employees using the machinery and equipment incorrectly. It’s your responsibility as the employer to train each employee on how to perform their job safely. The training should include what can happen if safeguards are not performed as outlined in the training and what the consequences are if the employee avoids using those safeguards. An example would be not using protective glasses…

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What Does the President’s Executive Order on Healthcare Mean for Business?

By Barbara Oberman | October 19, 2017

There is much confusion as to just what effect the President’s executive order on healthcare will have on business. Much is being said about the potential effects on individuals but the media isn’t saying much about the impact on business. Some of you may be cheering over the President’s order, and some of you may believe we are like Thelma and Louise driving over the cliff. Last Thursday morning the President signed an executive order that could remove requirements for basic benefits that are a part of the Affordable Care Act. He also proposes to give small businesses more health insurance options with the use of “association plans” to negotiate better deals for health insurance. Business groups hailed the move saying it will lower costs, increase competition and provide more options. Others believe it is potentially devastating. What does this mean for your business? Here’s the good news. Your insurance costs could go down if you decide to buy an association health plan. That sounds like a good financial decision, a great idea, it’s about time for lower health care costs, isn’t it? But are you ready for the skimpier plans with fewer benefits and higher deductibles that will accompany the lower costs? These plans may not have prescription coverage, maternity care or hospital care included. They could be offered by nationwide associations and be sold across state lines. While much depends on how the regulations are written the executive order potentially allows plans to skirt health care reform regulations…

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